Disclaimer
This service is defined as:
A structured walkthrough of the NHS Pension Scheme Annual Benefit Statement (ABS), explaining what is shown within the document in a clear and structured way.
No interpretation of personal financial outcomes is provided.
No financial advice, pension advice, retirement planning advice, investment advice, tax advice, or regulated financial guidance is given.
Terms & Conditions
Service Definition
This service provides a structured walkthrough of the NHS Pension Scheme Annual Benefit Statement (ABS), explaining what is shown within the document in a clear and structured way.
The service does not provide interpretation of personal financial outcomes or recommendations.
No financial advice, pension advice, retirement planning advice, investment advice, tax advice, or regulated financial guidance is provided.
Service Scope
The service is limited to:
• Review of the client’s NHS Pension Scheme Annual Benefit Statement
• Explanation of what is shown within the document
• A structured 60-minute one-to-one telephone session
• Post-session summary notes
No recommendations or financial decisions are provided.
Client Responsibility
Clients are responsible for ensuring that the NHS Pension Scheme Annual Benefit Statement provided is complete, accurate, and relates to them.
The service is delivered strictly on the basis of the document provided by the client.
Booking & Delivery
Sessions are confirmed upon payment.
The client is responsible for attending the scheduled session and submitting the required document in advance.
Third-Party Participation
No third party may attend or participate without prior agreement.
Recording
Sessions must not be recorded without prior written consent.
Limitation of Service
This service is informational only and does not constitute regulated financial advice.
Contact
Nurse Business Navigator
Email: maureen@nursebusinessnavigator.co.uk
Last Updated: 09/06/2026
Disclaimer
This service provides a structured walkthrough of the NHS Pension Scheme Annual Benefit Statement (ABS), explaining what is shown within the document in a clear and structured way.
It does not provide interpretation of personal financial outcomes or recommendations.
No financial advice, pension advice, retirement planning advice, investment advice, tax advice, or regulated financial guidance is provided.
The service is based solely on the information contained within the client’s NHS Pension Scheme Annual Benefit Statement.
Clients requiring financial or pension advice should seek assistance from an appropriately authorised adviser.